Students Loan
Benefits
Personalise your loan
Choose the amount that you need, the tenor and all the other details to achieve the most suitable conditions for you.
*The loan calculator is used to calculate the approximate monthly installment only based on the inserted data and you can change the inputs to match your finance needs. The information on the calculator below may not be totally updated. For more information contact our nearest branch to you.
The interest rate is fixed for this loan
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- Amount to repay - Lek
- Tenor - months
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- Variable interest rate - remaining period - %
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The variable interest rate is indicative and may vary according to the reference in the respective date of the relevant index.
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Characteristics of the "EDU KREDI" - Student Loan
- Minimal amount EUR 500 / LEK 100,000 /
- Maximal Amount EUR 5,000 / LEK 750,000 /
- Tenor up to 84 Months or 7 Years
Did you know?
During your studying period (3+2 years) you will pay only the small amounts of interests.
You will start to pay your loan, only after you finished your studies.
Bank participation is 100% of the cost of studies.
When you apply for Student Loan, you also get Student Package
Student Packages
Just for you!
Student Account Guarantee that applies in Germany or Italy
The applicants for Student’s Visa to Germany or Italy should have deposited at Intesa Sanpaolo Bank Albania, available funds at the moment of application for visa.
Intesa Sanpaolo Bank Albania, ensures the German or the Italian Embassy not only for the availibility of requested funds by the Student, but also for their utilization as per predefined form by the Embassy, for the first year of studies.
In case of student visa refusal:
Intesa Sanpaolo Bank will unblock the funds and making them available to the student, based on the documentation presented by the student for refusing the application, as well as the confirmation by the Embassy for the application’s refusal.