ESG Product
Youth mortgage loan
Product dedicated to young people aged 20-35.
Main benefits
100% financing
Tenor of financing
Fixed interest rate
First year
Your house, your rules!
Imagine a home customized to your liking! A warm and relaxing environment, furnished according to your taste and with unique details created by your personal touch.
Loans for young people who can buy their first home at a very favorable price.
A loan that can be customized for you.
With a fixed interest rate or variable interest rate, financing up to 100% of the home's value with a term of up to 30 and easy terms for the payments of this time during the first 3 years, buying your first home becomes even easier.
What makes this loan special?
Who can get it?
All young people between the ages of 20 and 35 who have monthly income channeled through the banking system can apply for the home loan for young people.
Fixed interest financing
- Interest rate 5.5% for the entire period
- Maximum term 25 years
- Minimum funding amount 1,000,000 ALL or 10,000 EUR
- Maximum funding amount 16,000,000 ALL or 150,000 EUR
Variable interest financing
- Interest rate Starting from 3% in ALL and 1.9% in EUR
- Maximum tenor 30 years
- Minimum tenor 1,000,000 ALL or 10,000 EUR
- Maximum funding amount 16,000,000 ALL or 150,000 EUR
Variable interest rates
| Interest Rate (on an annual basis) in ALL |
3% for the first year or3.7% for the first 2 years or4.5% for the first 3 years or4.7% for the first 5 years;BTH 1Y + 1.7%, NMI 3.8 % for other years |
| Interest Rate (on an annual basis) in EUR |
1.9% for the first year or4% for the first 3 years or4.5% for the first 5 years;1Y Euribor + 3.7%, NMI 3.7% for other years |
