Benefits
Personalise your loan
Choose the amount that you need, the tenor and all the other details to achieve the most suitable conditions for you.
*The loan calculator is used to calculate the approximate monthly installment only based on the inserted data and you can change the inputs to match your finance needs. The information on the calculator below may not be totally updated. For more information contact our nearest branch to you.
Shuma e llogaritur këtu është e përafërt, për shumën e saktë kontakto me menaxherin e marrëdhënies me klientin.
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Monthly installment - first period- Lek
- Monthly installment - remaining period - Lek
- Loan amount - Lek
- Amount to repay - Lek
- Tenor - months
- Fixed interest rate - %
- - %
- Fixed interest rate - first period - %
- Fixed interest rate - remaining period - %
- Variable interest rate - remaining period - %
- Variable interest rate - %
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Monthly installment - first period- Lek
- Monthly installment - remaining period - Lek
- Loan amount - Lek
- Amount to repay - Lek
- Tenor - months
- Fixed interest rate - %
- - %
- Fixed interest rate - first period - %
- Fixed interest rate - remaining period - %
- Variable interest rate - remaining period - %
- Variable interest rate - %
*
- Currency LEK/EURO
- Max amount of financing ALL 3.000.000 / EUR 28.000
- Tenor 7 years
- Bank participation 100%
Interest Rate
In Lek:
For Salary Customers: 4.2% for 1 year tenor.
For other Customers: 5.2% for 1 year tenor.
in EURO:
For Salary Customers: 5% for 1 year tenor.
For other Customers: 5.5% for 1 year tenor.
Required Documents
Indetity Document
Family Certificate
Salary Statement
Account Statement for the last year
Copies of rent contracts, only for clients gathering incomes from property on rent.

Now you can apply at any EasyPay agent
Effective interest rates
Personal loan for salary customers
- Currency: ALL
- Tenor: 84 months
- Amount: ALL 3,000,000
- Administration fee: ALL 45,000
- (1.5% of the amount, min ALL 6,500, max. N/A)
- Interest rate: 9.5% (fixed for all the tenor)
- Effective interest rate: 10.5%
Personal loan for other customers
- Currency: ALL
- Tenor: 84 months
- Amount: ALL 3,000,000
- Administration fee: ALL 60,000
- (1.5% of the amount, min ALL 6,500, max. N/A)
- Interest rate: 10% for the first 3Y and then 10.8% for the remaining years
- Effective interest rate: 11.5%
Personal loan for salary customers
- Currency: EUR
- Tenor: 84 months
- Amount: EUR 28,000
- Administration fee: EUR 420
- (1.5% of the amount, min EUR 50, max. N/A)
- Interest rate: 8.5% for the first 3Y and then 9.5% for the remaining years
- Effective interest rate: 9.7%
Personal loan for other customers
- Currency: EUR
- Tenor: 84 months
- Amount: EUR 28,000
- Administration fee: EUR 560
- (1.5% of the amount, min EUR 50, max. N/A)
- Interest rate: 9.5% for the first 3Y and then 10.5% for the remaining years
- Effective interest rate: 11%
The above examples are based on the maximum amount and longest tenor available for this product.