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ESG Product

YOUTH IN BUSINESS

Benefits

Business development

An opportunity to start or further develop your business

Financing

Financing with favorable conditions

Support for youth

Financial and know-how support for youth up to 35 years old

What is "Youth in business" programme?

Loans for youth entrepreneurs are based on an agreement with the European Bank for Reconstruction and Development (EBRD), which aims to promote and support the entrepreneurship of youth entrepreneurs up to the age of 35 in the countries of the Western Balkans.

This program aims to:
• Increasing the access of youth entrepreneurs to finance and skills to help them start their business or further develop it.
• Promoting youth entrepreneurship and youth participation in the economy to pave the way for a new generation of businesses.
• Combining financial and non-financial means to strengthen the growth potential of youth entrepreneurs and make them attractive banking clients.

Why to choose this product?

• Provides business growth opportunities for youth people.
• Up to 20,000 Euro no collateral is required. For loans above this amount, there will again be facilities in the bank's requirements for collateral coverage.
• Fast approval period.
• Non-payment period up to 12 months.
• Preferential prices.

Loan for investments

To finance the expansion or improvement of a business activity or to start a new business project. This loan can cover capital expenditure, purchase, property development, technology upgrade. The maximum amount is 100.000 Euro and up to 10 years tenor.

Working Capital

Financing the operational needs of qualified businesses related to the growth of their activity. The maximum amount is 50.000 Euro and up to 4 years tenor.

Overdraft

Improvement of the client's liquidity, financing of temporary working capital, for the investment/s made. The maximum amount is 50.000 Euro and up to 10 years in 12 months.

More information?

Contact our contact center

Find the right assistance for you

+355 4 2276000

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